Kansas City Chapter 7 Bankruptcy Lawyers

What Is A Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a legal process designed to help consumers discharge their debt. Chapter 7 provides powerful debt relief by eliminating a large number of the consumer's debts. Under Chapter 7, a certain amount of the debtor's personal property may also be sold; however, many of our clients find that they do not lose any of their assets at all. After this process is done, our clients are usually debt-free and able to start their lives afresh.

At The Law Offices of Tracy L. Robinson, LC, we have more than 20 years of experience in dealing with Chapter 7 bankruptcies. We've helped thousands of Missouri and Kansas residents sort through the complexities of their bankruptcy cases, and we can help you, too.

Can I Keep My House?

When most people think of bankruptcy, they often imagine that they will lose all of their property and be left with nothing. Fortunately, this misconception is far from the truth.

Debtors are usually able to keep their house and cars in Chapter 7. They can do this by continuing to pay down the loans for that property while in bankruptcy; a task that many debtors find to be much simpler once their other debts have been removed from the picture. Bankruptcy exemptions also ensure that all or most of the debtor's personal property will be protected as well.

Sometimes, in the hectic period before a debtor files for bankruptcy, creditors also take liens on furniture or household goods to make sure the debtor pays the debt on some other property. Filing Chapter 7 bankruptcy can remove these liens, allowing debtors to regain the equity in these items.

Not all debts can be discharged through bankruptcy. At The Law Offices of Tracy L. Robinson, LC, we can help you sort through your finances and determine the best steps for you to take to regain your financial freedom.

Contact A Kansas City Chapter 7 Bankruptcy Attorney

If you are falling behind on your debts, don't hesitate. Contact us, or call 816-832-2686 to speak to an experienced Kansas City bankruptcy lawyer.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.