Chapter 13 Bankruptcy

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a debt relief process that is available to debtors who are able to draw a steady income. Under Chapter 13 bankruptcy, the debtor gradually repays a portion of his or her debt over a three to five year period. During this period, the debtor must adhere to a court-approved payment plan. As long as this payment plan is followed, the debtor can emerge from bankruptcy debt-free, usually with all of his or her property intact.

At The Law Offices of Tracy L. Robinson, LC, we have over 20 years of experience assisting Kansas City residents with their Chapter 13 bankruptcies. In fact, attorney Tracy L. Robinson is one of a small number of lawyers in Kansas and Missouri who has been certified as a specialist* in personal bankruptcy by the American Board of Certification.

Can Chapter 13 Bankruptcy Get Rid Of My Credit Card Debt?

Chapter 13 bankruptcy enables consumers to pay down or eliminate a wide variety of financial obligations, including credit card debt and medical debt. It is a means of both debt consolidation and debt relief. However, there are a number of debts that cannot usually be discharged in bankruptcy, including:

  • Student loans
  • Debts from crimes
  • Debts from unpaid child support

Though these debts are difficult or impossible to remove through bankruptcy, many of our clients find that they are able to pay these debts in full once their other obligations, such as credit card debt, have been eliminated through bankruptcy.

Get Help Now

If you are suffering from overwhelming debt, contact a Kansas City Chapter 13 bankruptcy attorney. At The Law Offices of Tracy L. Robinson, LC, we can help you get your financial future back on track. For a free consultation, contact us or call us at 816-832-2686. We offer payment plans to all of our Chapter 13 clients.

*NEITHER THE SUPREME COURTS OF MISSOURI AND KANSAS NOR THE MISSOURI AND KANSAS BAR ASSOCIATIONS REVIEW OR APPROVE CERTIFYING ORGANIZATIONS OR SPECIALIST DESIGNATIONS.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.